Terms of Service

1. Agreement to terms

By accessing or using summcore.com and its subdomains (including boost.summcore.com), referred to collectively as "the Site", you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

2. Description of services

SummCore provides:

• Free browser-based business tools (health checks, strategy generators, financial calculators, revenue forecasting, invoicing, business plan templates)
• Innovation consulting services (by appointment)
• Educational blog content on business growth and strategy

3. Free tools disclaimer

Our business tools are provided for informational and planning purposes only. Results from the Business Health Check, Financial Health Checker, Revenue Calculator, Strategy Generator, and other tools are estimates and should not be treated as professional financial, legal, or business advice.

You should consult qualified professionals before making significant business decisions based on tool outputs. SummCore is not liable for decisions made using data generated by our tools.

4. User responsibilities

When using the Site, you agree to:

• Provide accurate information when submitting forms
• Not attempt to disrupt, overload, or interfere with the Site's operation
• Not use automated tools to scrape or extract content from the Site
• Not use the Site for any unlawful purpose

5. Intellectual property

All content on the Site, including text, graphics, logos, tools, and code, is the property of SummCore and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

Documents you generate using our tools (invoices, quotations, business plans, strategy reports) are yours to use freely.

6. Data and privacy

Your use of the Site is also governed by our Privacy Policy. Most of our tools run entirely in your browser and do not transmit data to our servers.

7. Consultation services

Consultation services are offered at SummCore's discretion and are subject to availability and agreed terms. SummCore reserves the right to accept or decline any enquiry. Consultation does not create a legal, financial, or fiduciary relationship.

8. Third-party links

The Site may contain links to external websites. SummCore is not responsible for the content, accuracy, or practices of third-party sites.

9. Limitation of liability

To the fullest extent permitted by law, SummCore shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our tools. Our total liability for any claim shall not exceed the amount you paid to SummCore (if any) in the 12 months preceding the claim.

10. Availability

We aim to keep the Site available at all times but do not guarantee uninterrupted access. We may modify, suspend, or discontinue any part of the Site at any time without notice.

11. Changes to these terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Governing law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact

If you have questions about these Terms, contact us at info@summcore.com.